If the holiday season leaves you feeling assailed by worthy causes from all sides, the Wall Street Journal has some tips on how to say "no" without guilt.
"With the year-end fast approaching you’re likely to be bombarded by charitable-giving requests—some of which you may have no interest in supporting. The good news: Financial advisers and therapists say it’s fine to decline these requests. Below, four reasons why it’s OK to say 'no,' and how to do so without feeling like Scrooge." -- Veronica Dagher, the Wall Street Journal