An anecdote for the fundraising ages: a couple with a modest living and income can become significant donors late in life, so get your planned giving up and running.

"Harvey and Dorothy Rose lived a simple life.

"Neither had a high-paying job — Harvey was a carpenter and Dorothy, who worked at Napa State Hospital before marriage, was a homemaker who also worked part-time for 30 years in a doctor’s office. For more than 50 years, they lived in a modest Alta Heights home on East Avenue.

"You’d never have guessed the couple would become millionaire philanthropists, but that’s exactly what they became."--Jennifer Huffman, the Napa Valley Register